Veterinary-focused lenders are often willing to finance the essential tools and technology your clinic depends on, as long as the equipment is a tangible, revenue-generating asset with at least a year of usable life. High-value diagnostic machines, such as digital X-ray systems and ultrasound devices, are frequently approved because they retain their value and are critical for accurate treatment. Surgical essentials—from anesthesia machines and lighting to operating tables—also qualify since they directly impact patient outcomes and clinic profitability. Dental units offer another strong financing option, enabling clinics to expand into high-demand pet dental care without depleting their cash reserves. In-house lab equipment, such as microscopes and centrifuges, improves turnaround time and clinic efficiency, making it attractive to lenders. Even everyday exam room tools can be bundled into a financing package, as lenders understand that clinics can’t operate without reliable tables, autoclaves, and basic instruments. Many providers also fund practice management software and IT infrastructure, recognizing the role technology plays in running a modern clinic. For practices offering boarding or recovery services, kennels, sanitation systems, and monitoring equipment are usually eligible as well. Overall, lenders prioritize equipment that boosts efficiency, elevates patient care, and strengthens the financial health of your veterinary practice.
source: https://cardiff.co/learn/veterinary-clinic-equipment-that-qualifies-for-financing/
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